Pre-Departure Preparation: Moving to China

Moving to China for work can be a rewarding and exciting adventure, but the key to settling into your new life is thorough pre-departure preparation. From securing housing and managing finances to building a social life and ensuring your health and wellbeing, planning ahead is crucial for a smooth transition. In this guide, we'll walk you through everything you need to know about preparing for life as an expat in China.

Moving to China. Photo by Federico Rizzarelli

Moving to China: Securing Long-Term Housing

Finding stable and comfortable housing is one of the first steps in establishing your life in China. Most expats opt for long-term rentals or apartment living. The housing options vary greatly, depending on your location and preferences.

Types of Housing for Expats

Apartments

Most expats in China live in apartments, which can be in standalone buildings or large residential complexes, known as "compounds." These can range from older, more affordable units to modern, high-end buildings equipped with amenities like gyms, swimming pools, and 24-hour security.

Serviced Apartments

If you’re seeking convenience, serviced apartments are a great option. Fully furnished and offering services such as housekeeping and maintenance, they are perfect for those who want to avoid the hassle of managing their home. However, they are typically more expensive than regular apartments.

Shared Housing

For those looking to save on rent or create a social network, shared housing can be an appealing choice. Sharing an apartment with other expats or local Chinese roommates can help reduce costs while offering an immersive cultural experience.

Finding a Place to Live

Real Estate Agents

The easiest way to find long-term housing in China is through a real estate agent. Many agencies specialise in helping expats find suitable homes and will have listings in both Chinese and English. While the services of an agent come at a cost (usually one month’s rent), they can save you time and hassle.

Online Platforms

Websites like 58.com and Anjuke offer apartment listings, though they are primarily in Chinese. Many expats in major cities also use expat-focused websites or social media groups (e.g., ShanghaiExpat, WeChat groups, or TheBeijinger) to find housing.

Rent and Lease Terms

Rental prices in China vary significantly based on location and property type. Cities like Beijing and Shanghai are known for higher rents, whereas smaller cities may offer more affordable options. It’s common for landlords to request several months’ rent in advance as a deposit, along with a one-year lease commitment.

Negotiating Rent and Contracts

Rent Negotiation

Rent prices are often negotiable, especially if you're signing a long-term lease or paying multiple months in advance. In some cases, you can also negotiate for improvements, such as new appliances or repairs before moving in.

Lease Agreements

Be sure to have a clear lease agreement that includes important details such as rent, lease duration, deposit terms, and maintenance responsibilities. If you don’t speak Chinese, it’s advisable to have someone who does, or a professional, review the contract.

Managing Your Finances in China

Establishing a sound financial system is crucial for long-term living in China, especially if you plan to stay for several years. From opening a local bank account to managing international transfers and taxes, here’s what you need to know.

Opening a Local Bank Account

A Chinese bank account is essential for most financial transactions in China. Banks such as the Bank of China, ICBC, and China Merchants Bank offer foreigner-friendly services. Once your account is set up, you'll have access to local payment systems like WeChat Pay and Alipay, which are widely used throughout China.

Managing International Transfers

Transferring money between your home country and China can sometimes be complicated due to currency exchange regulations. Services such as Wise (formerly TransferWise) and banks like HSBC can help facilitate international money transfers. Make sure you’re aware of annual limits on how much you can send and exchange restrictions.

Taxes

As a long-term resident, you may need to file taxes in both China and your home country. China has tax agreements with some countries to avoid double taxation. It's recommended to consult with a tax advisor who is familiar with international tax laws to ensure compliance.

Budgeting and Cost of Living

The cost of living in China varies significantly depending on your location and lifestyle. While rent in major cities like Beijing and Shanghai can be high, daily expenses such as food and transportation are more affordable. Create a budget that includes the following categories:

• Rent and Utilities: Your primary expenses will likely be housing and utilities (water, electricity, internet).

• Groceries and Dining Out: Eating local Chinese food is relatively affordable, though Western-style restaurants and imported goods can be more expensive.

• Healthcare and Insurance: Make sure to include health insurance in your budget. Expats should consider international health insurance plans that cover a wider range of services.

Building a Social Life and Community

Establishing a strong social network is key to feeling at home in China. Whether you're in a major city or a smaller town, there are numerous ways to connect with both locals and fellow expats.

Connecting with the Expat Community

Expat Groups

Most major Chinese cities have large expat communities that can be found through online forums and groups on platforms like WeChat or Facebook. These groups are great for advice, networking, and socialising.

Events and Meetups

Attend events hosted by expat organisations, such as Internations or Meetup groups, to meet new people. Whether it's a book club, sports league, or business networking event, these gatherings help you establish a social circle.

Engaging with Local Communities

Language Exchange and Classes

Joining a Mandarin language exchange or class is an excellent way to improve your language skills while meeting locals. Many cities also have language cafes where expats and locals practice speaking together.

Volunteering

Volunteering with local charities or NGOs not only helps you integrate into Chinese society, but it also provides an opportunity to meet like-minded individuals who share your interests.

Hobbies and Clubs

No matter your interests—sports, music, art, cooking—China offers many clubs and communities where you can meet people and form lasting friendships.

Health and Wellbeing in China

Ensuring your health and wellbeing while living in China is essential for a positive expat experience.

Healthcare System in China

Public vs. Private Healthcare

While public hospitals are affordable, they can be crowded and involve long wait times. Many expats prefer private or international clinics, which offer shorter wait times and English-speaking staff, but at a higher cost.

Health Insurance

It’s crucial to have comprehensive health insurance that covers both routine care and emergencies. Some employers provide basic coverage, but expats planning to stay long-term may want to consider international health insurance plans.

Mental Health and Support Networks

Living abroad can be isolating at times, and expats may experience homesickness or culture shock. In major cities, mental health services are improving, with many private clinics offering English-speaking therapists. Additionally, online counseling services are widely available.

Work-Life Balance

Teaching jobs in China often involve long hours, but it’s important to maintain a balance between work and personal life. Make time for self-care, hobbies, and social activities to stay healthy and happy during your stay.

Legal Considerations for Long-Term Residency

Before moving to China, ensure you're familiar with the visa and legal requirements for long-term residency. This may involve consulting a local immigration lawyer or using official government resources.

By taking the time to carefully prepare for your life in China, you can make your transition smoother and ensure you have a rewarding experience. Remember, securing your housing, managing finances, building a social network, and prioritising health and wellbeing will help you create a fulfilling and successful life abroad.

Ready to take the plunge? Make sure your pre-departure preparation is thorough, and start your journey in China with confidence.

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