Pre-Departure Preparation
Securing Long-Term Housing
Managing Finances Long-Term
Building a Social Life and Community
Health and Wellbeing
Mental Health and Support Networks
Legal Considerations for Long-Term Residency
Securing Long-Term Housing
Finding stable, comfortable housing is a crucial step in building a life in China. Long-term rentals and apartment living are the most common options for expats.
Types of Housing
Apartments
Most expats live in apartments, either in standalone buildings or within larger residential complexes (known as “compounds”). In cities, these can range from older, more affordable units to modern, high-end buildings with amenities like gyms, pools, and 24-hour security.
Serviced Apartments
For those seeking more convenience, serviced apartments are also an option. These come fully furnished and often include housekeeping and maintenance services. While more expensive, they offer a hassle-free option for those who don’t want to deal with the day-to-day management of their home.
Shared Housing
Some expats, especially younger teachers or students, choose to share apartments with roommates to cut down on rent costs. Sharing a place with fellow expats or local Chinese roommates can also provide a social network and a more immersive living experience.
Finding a Place to Live
Real Estate Agents
The easiest way to find long-term housing is through a real estate agent. Many agents specialize in assisting expats and can provide listings in both Chinese and English. Be aware that agents usually charge a fee, typically equal to one month’s rent.
Online Platforms
Websites like 58.com and Anjuke are popular for apartment listings, although they are often in Chinese. Expats in major cities can also find housing through expat-focused websites and social media groups (e.g., WeChat groups or ShanghaiExpat, TheBeijinger).
Rent and Lease Terms
Rental prices vary greatly depending on the city and the type of apartment. In cities like Beijing and Shanghai, rents are considerably higher than in smaller cities. It’s common for landlords to ask for several months’ rent in advance as a deposit, as well as a one-year lease commitment.
Negotiating Rent and Contracts
Rent Negotiation
Rent prices are often negotiable, especially if you’re renting long-term or paying several months in advance. It’s also possible to negotiate for certain improvements, such as new appliances or repairs before you move in.
Lease Agreements
Ensure that your lease agreement is clear and includes details on the duration, monthly rent, deposit terms, and maintenance responsibilities. If you don’t speak Chinese, have someone who does (or a professional) help you review the contract.
Managing Finances Long-Term
To build a stable life in China, it’s important to establish a sound financial system, especially if you plan to stay for several years.
Banking
Opening a Local Bank Account
Having a Chinese bank account is essential for long-term living, as most financial transactions are done through local payment systems (e.g., WeChat Pay and Alipay). Opening a bank account is relatively straightforward, though some banks may have more foreigner-friendly policies than others (e.g., Bank of China, ICBC, China Merchants Bank).
Managing International Transfers
Transferring money between your home country and China can sometimes be complicated due to government regulations on currency exchange. Banks like HSBC or transfer services like Wise (formerly TransferWise) can help facilitate international transfers. Be aware of annual limits on how much you can send out of the country and exchange restrictions.
Taxes
As a long-term resident, you may need to file taxes in both China and your home country. China has agreements with some countries to avoid double taxation, so it’s advisable to consult with a tax advisor who is familiar with international tax laws.
Budgeting and Cost of Living
The cost of living in China varies significantly based on location, lifestyle, and personal preferences. While rent in major cities like Beijing and Shanghai is high, other expenses (e.g., food, transportation) can be quite affordable. Creating a budget early on can help you manage your finances effectively. Be mindful of:
• Rent and Utilities: Housing costs will likely be your largest expense, followed by utilities (water, gas, electricity, internet).
• Groceries and Dining Out: Eating local cuisine is generally affordable, while Western-style restaurants and imported goods can be more expensive.
• Healthcare and Insurance: Make sure to include health insurance and potential medical expenses in your long-term budget.
Building a Social Life and Community
Establishing a sense of community is key to feeling settled in a new country. Whether you’re in a major city or a smaller town, there are ways to build meaningful relationships with both expats and locals.
Connecting with the Expat Community
Expat Groups
Most major cities have large expat communities with online forums and groups on platforms like WeChat or Facebook. These groups are invaluable for advice, networking, and social events. Cities like Beijing, Shanghai, Guangzhou, and Chengdu have vibrant expat scenes with everything from book clubs and sports leagues to language exchanges and business networking events.
Events and Meetups
Attend events hosted by local expat organizations, such as Internations, Mettup, or university alumni groups. These events can help you meet new people and expand your social circle.
Engaging with Local Communities
Language Exchange and Classes
Joining a language exchange or Mandarin class is not only a great way to improve your language skills but also to meet locals and other expats. Many cities have language cafes or events where foreigners and locals practice languages together.
Volunteering
Volunteering for local charities, schools, or NGOs can help you integrate into the community and meet like-minded people. This can also give you a deeper understanding of Chinese society and culture.
Hobbies and Clubs
Whether you’re into sports, music, art, or cooking, you can find local clubs or communities that share your interests. This can be a great way to build friendships and create a sense of belonging.
Health and Wellbeing
Long-term living in China requires you to stay on top of both your physical and mental health.
Healthcare System
Public vs. Private Healthcare
Public hospitals in China are affordable, but they can be crowded and involve long wait times. Many expats prefer private or international clinics, which offer English-speaking staff and shorter wait times but at a higher cost.
Health Insurance
Ensure you have comprehensive health insurance that covers both routine healthcare and emergencies. Many employers provide basic health insurance, but expats staying long-term may want to consider international health insurance plans that cover a wider range of services.
Mental Health and Support Networks
Counseling and Therapy
Moving to a foreign country long-term can be isolating at times, and some expats may experience homesickness or culture shock. Access to mental health services has improved in major cities, and many private clinics now offer English-speaking therapists. Online counseling services are also available.
Work-Life Balance
Teaching jobs or other professional roles in China can sometimes involve long hours. It’s important to prioritize your work-life balance and ensure you have time for self-care, hobbies, and social activities.
Legal Considerations for Long-Term Residency
Counseling and Therapy
Moving to a foreign country long-term can be isolating at times, and some expats may experience homesickness or culture shock. Access to mental health services has improved in major cities, and many private clinics now offer English-speaking therapists. Online counseling services are also available.
Work-Life Balance
Teaching jobs or other professional roles in China can sometimes involve long hours. It’s important to prioritize your work-life balance and ensure you have time for self-care, hobbies, and social activities.